Leasing vs Financing

Lease vs. Finance a Car: What’s the Better Option for You?

Riverside drivers looking for their next 2019 RAM 1500 or 2019 Jeep Cherokee may wonder whether it’s a better idea to lease or finance. It depends on your personal budget, lifestyle, and needs, of course.

2018 Ram 1500

Financing a Car

When you finance your RAM 1500 or Grand Cherokee, you’re taking out a loan—usually with a bank—which you pay off over the course of the loan amortization period. This period is usually between 24 and 72 months. The advantages to financing a car are:

  • Increasing Equity – You will own the vehicle at the end of the loan period. You won’t have to make any payments after the period, and you get to keep your vehicle.
  • Customization Options– When you finance the vehicle, it’s yours. This means you can do what you want with it, including a custom paint job, performance upgrades, aftermarket speakers, and more.
  • No Fees for Excess Mileage or Wear and Tear – When you finance your vehicle, you can drive it for as many miles as you want to. You won’t risk having to pay fees for excessive wear and tear.

Leasing a Car

When you lease a vehicle, you’re paying for use of a vehicle for the entire period of the lease. This period is usually between 24 to 36 months. The advantages of leasing a car are:

  • Affordability – In general, leasing a car comes with lower down payments and lower monthly payments.
  • Nicer Car at a Cheaper Cost – Because of the lower price of leasing, you may be able to afford a higher end vehicle.
  • Newer Car, More Often – Because lease terms are shorter than financing terms, you’ll be able to get a new care more often, which means staying up to date on the latest infotainment tech, driver assistance features, and fuel saving technologies.
2018 Purple Challenger

Buy Your Next Car from Browning DCJR!

There are lots of new Dodge, Chrysler, Jeep, and Ram vehicles for sale right now at our dealership. Take the drive from Riverside to Norco to see us, or contact us to find out more about your financing and lease options.

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(951) 272-3110

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1983 Hamner Ave • Norco, CA 92860

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Browning Dodge

1983 Hamner Ave Norco, CA

Phone: (951) 272-3110

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Phone: (951) 444-0949

1983 Hamner Ave Norco, CA

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Phone: (951) 356-0321

1983 Hamner Ave Norco, CA

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Phone: (951) 356-6126

1983 Hamner Ave Norco, CA

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Phone: (951) 356-6156

1983 Hamner Ave Norco, CA

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Phone: (951) 356-0304

1983 Hamner Ave Norco, CA

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Phone: (951) 356-0304

1983 Hamner Ave Norco, CA
33.9101245 -117.5601874